If you are a new customer, be prepared to provide the following: There are three separate “contact us” buttons for Florida residents, Texas residents and residents of other states. However, it appears you must contact the bank to begin the process. You can get an Amerant CD online or at a bank branch in Texas or Florida.Īmerant provides the following steps for opening an account online: Other states: 12, 24, 36, 48 and 60 monthsġ80 days of interest on the amount withdrawn (at the simple interest rate applicable to the Time Deposit, regardless of whether the funds withdrawn have remained on deposit for more or less than 180 days) To receive the higher promotional APYs available to them, Florida and Texas residents must deposit at least $10,000 and use funds from an external source.įlorida and Texas: $10,000 if opened in person, $500 if opened onlineįlorida and Texas: 3, 6, 9, 12, 15, 24, 36, 48 and 60 months You must use new funds deposited into Amerant Bank to receive the advertised annual percentage yield (APY). In other states, you need at least $10,000 to open an account. There are no monthly service fees, but you need at least $10,000 to open an account in person and $500 to open an account online in Florida and Texas. 15, 2024), while residents of other states can access terms of 12, 24, 36, 48 and 60 months and rates as high as 3.75% APY. They can access Amerant Bank CDs at terms of three, six, nine, 12, 15, 24, 36, 48 and 60 months and rates as high as 5.35% APY (available until Jan. About Amerant Bank CDsĪmerant Bank offers fixed-rate CDs to residents of all 50 states, but Florida and Texas residents receive the most term options and the best rates.

Residents of other states likely can find better CD offerings elsewhere.Īccount details and annual percentage yields (APYs) are accurate as of December 5, 2023.

Florida and Texas residents also qualify for the best rates, so if you live in one of those states, give Amerant Bank Certificates of Deposit a look. Amerant Bank offers certificates of deposit (CDs) with terms between three and 60 months, although some terms are available only to Florida and Texas residents.

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